Want to know how we work with builders and contractors, like you, to save them time and money? Below are several reasons why builders and contractors choose Hillsboro Title for their construction disbursing needs:

Customized Process

If you choose to use our software, we will walk you through how to enter subcontractor invoices and receive real-time updates on payment and project status. In your world, no job is one size fits all, and we adapt to your timelines and schedules.

Quick Start

Once you have your financing, your contract, and your project plan and budget, you can walk into any one of our convenient locations and get the construction disbursing process started.

Time and Cost Savings

The average residential construction job requires approximately 75 invoices and 75 checks to be written and paid. It takes about 40 hours to generate and send out 75 invoices. An administrative assistant can process a check in about 15 minutes resulting in 58.75 hours of workforce per project, and it will take another hour to gather 1099 documents. If you estimate that you pay an assistant $18/hour, you have invested $1,057.50 per project for the minimum amount of work. Outsourcing the construction disbursing process can save you time, money and administrative hours.

24-Hour Turnaround

Our fully staffed construction disbursing department handles the infinite number of disbursements and inspections intrinsic to your projects with ease. Subcontractor checks are in the mail no later than 24 hours after we receive the paperwork. Happily paid subcontractors mean no mechanic’s lien hold-ups.

Real-Time Information Access

With our software system, you have real-time, easy access to information during every stage of the process. You can view total amount spent and where the funds have gone.

Experience and Expertise

Hillsboro Title Company draws on more than two decades of complex construction disbursing experience. We have disbursed commercial loans from $250,000 to tens of millions. Moreover, we have insured projects totaling more than $800 million. Plus, with an attorney at the helm of our construction disbursing department, we are uniquely qualified to perform due diligence on your behalf.


Your reputation within the community continues to be shaped by every job on which you work. When construction disbursing is handled correctly, the job goes off without a hitch. You are happy, your client is happy, and the bank is happy – and word spreads.

One-Stop Shop

If the bank or one of your vendors or subcontractors have questions, we are their first point of contact. You also have a direct line to both our title and underwriting departments; we work collaboratively to help you navigate complex construction disbursing scenarios by looking at the big picture. Plus, we can provide full reports to your accountant at the end of the year with your authorization.

Let Hillsboro Title Company be your construction disbursing partner and your competitive advantage. We look forward to continuing the conversation.